Good news! I have a closing date for the co-op deal, next Thursday! *happydance* If everything works out, I can be moved into the new place by the end of the month.
Bad news! My lawyer called me back, asking if I was with HSBC or BoA. Because the bank lawyer mentioned HSBC, not BoA. In increasing order of possible bad: either the lawyer just flubbed and said the wrong bank by accident, or BoA sold my mortgage to HSBC (I think the deal would still go thru?), or the bank's lawyer has sent forms around for the wrong mortgage.
I know a bank can sell it's mortgages to other banks. I checked my documents before today, it says so, but also says whoever owns the mortgage can't make me pay it all at once or futz around with percents or payments.
But can a bank sell a mortgage when the property hasn't even been closed on? Without telling the purchaser?
Good thing I already have a lawyer.
BTW, Singles Awareness Week Blogathon! Next week! If you're coming to play, tell me so I can add you to our carnivale!